Underwriting Analyst

About World Business Lenders About Us World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO.

WBL is a U.S.-based company with a fully remote workforce. Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday. The role requires strong spoken and written English.

All resumes must be submitted in English. Overview The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines. Job Duties and Responsibilities Get credit analysis ready to help support well-informed credit recommendations.

Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses. Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines. Create financial models that help analyze both individual loan performance and overall portfolio health.

Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures. Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate. Education: Bachelor’s degree or equivalent experience demonstrating relevant proficiency.

Experience

At least 2 years of experience in underwriting, credit analysis, lending, or banking Experience with financial analysis or structured credit work is a big plus. Preferred Background / Industry Experience Lending Industry Banking Sector Specific Technical Skills Needed Intermediate MS Excel proficiency Ability to analyze: Financial statements (P&L, balance sheet, cash flow) Bank statements Tax returns Basic financial modeling capability Understanding of credit underwriting principles Specific Soft Skills Needed Strong analytical mindset High attention to detail Stress tolerance Self-learner / ability to work independently Enjoy Paid Time Off (PTO) to recharge Salary paid in USD Work comfortably 100% from home