Credit Investigation Specialist

We are looking for a detail-oriented Credit Investigator to support our credit decision-making process through thorough financial and background assessments. In this role, you will analyze financial data, verify credit histories, and identify potential risks, working closely with cross-functional teams to ensure sound and timely credit decisions.

This position is ideal for someone with strong analytical skills, high integrity, and a keen eye for detail in a fast-paced financial environment.

Key responsibilities

• Perform comprehensive credit investigations on people and/or companies.

• Examine financial records, including bank statements, balance sheets, and income statements.

• Check credit histories with banks, bureaus, and other references.

• Prepares credit investigation reports that provide a summary of the risk assessment.

• Work together with other departments to complete credit decisions.

• Keep an eye on client accounts to spot and report any abnormalities or defaults in payments.

• Keep up-to-date records and paperwork in accordance with data privacy laws.

• Respond to consumer questions about the progress of their credit application or credit score based on findings, suggest credit limitations, terms of payment, or credit holds.

• Keep abreast of pertinent credit trends, reporting procedures, and financial rules.

Requirements and expectations

• Bachelor’s degree in Business Administration, Finance, Economics, Criminology, or related field

• At least 1–2 years of experience in credit underwriting, moto loans verification, or loan processing

• Strong analytical and investigative skills

• Excellent interpersonal and communication skills

• High sense of integrity, discretion, and attention to detail

• Ability to work independently and meet deadlines