Product Owner (Accounts and Deposits)

Join our team as a Product Owner! Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships.

We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally. Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

How You Will Make an Impact: Own end-to-end business analysis and requirements management across accounts and deposits, translating business needs into clear user stories, specifications, and documentation Own product governance, ensuring requirements traceability, decision documentation, and alignment with target operating models Lead data migration and reconciliation activities for accounts and deposits, including data mapping, validation, exception handling, and post-migration verification Drive the delivery of system upgrades, regulatory changes, and product enhancements, ensuring smooth implementation and change management Manage JIRA boards and provide visibility on progress, priorities, and performance Monitor product performance through data, dashboards, and KPIs, ensuring data quality and generating actionable insights Conduct root cause analysis, resolve incidents, and continuously identify opportunities to simplify processes and improve solutions Collaborate closely with other Product Owners and IT teams to align priorities, refine backlogs, and ensure successful sprint execution Act as a bridge between business and technical teams, supporting UAT and ensuring solutions meet customer expectations Identify, assess, and mitigate risks while ensuring compliance with internal policies, legal requirements, and industry standards Support audits, regulatory reviews, and business continuity processes What Makes You a Great Fit: Proven experience in banking or fintech supporting the development and lifecycle management of banking products is mandatory Ability to define system functionalities and produce clear, structured requirements documentation Experience with banking system migrations, transformation initiatives, or large-scale change programs Ability to act as a bridge between business and technology teams, ensuring requirements are clearly understood and successfully implemented Strong cross-functional collaboration skills, with a focus on effective issue identification and resolution Solid understanding of banking regulations and compliance requirements in the Baltic region Proven capability in incident management and maintaining accurate, up-to-date product documentation Excellent communication skills, enabling effective stakeholder engagement and delivery of training sessions Experience working in agile delivery environments, contributing to iterative product development Proactive, well-organized, and dedicated to continuous improvement Fluency in Latvian is required, as this role involves close collaboration with local client support teams and working with local regulatory documentation Fluent English is required in spoken and written communication due to working on Pan-Baltic level Why You Will Love Working Here: Flexibility.

Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year) International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun Culture.

You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more Volunteer time off.

We care about giving back to society, therefore, you will get additional days off for volunteering purposes Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year Health benefits.

A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life Professional growth.

Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor Gross salary. 2,300 - 3,400 EUR/month, which is to be determined depending on your level of experience and competencies The application deadline is September 30th.

We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format !