Business Analyst - Canadian Payments
Form3 · 100% Remote (Canada*) · posted Aug 26, 2026
fintech
What this role actually asks for
Extracted by RemoteHuntMust have
- •Payments experience
- •Canadian Real-Time Rail (RTR) payment gateway
- •Understand and analyse payment scheme requirements
- •Translate requirements into clear, actionable requirements
- •Create user stories and acceptance criteria
- •Collaborate with stakeholders
Nice to have
- •Experience with functional and non-functional specifications
The full posting
<p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 2">THE ROLE 📝</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":299,"335559739":299}"> </span></p> <p><span data-contrast="auto">We’re looking for a </span><span data-contrast="auto">Business Analyst with strong payments experience</span><span data-contrast="auto"> to join Form3’s Product team and play an important role in building out our new </span><span data-contrast="auto">Canadian Real-Time Rail (RTR) payment gateway</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p><span data-contrast="auto">Working closely with the Product Manager, you’ll be involved from an early stage in the build, helping to understand payment scheme and business requirements and turn them into clear, actionable requirements that support the development and delivery of the product.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p><strong><span data-contrast="auto">What you’ll be doing:</span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <ul> <li><span data-contrast="auto">Work closely with the Product Manager to support the </span><span data-contrast="auto">end-to-end build and delivery of Form3’s Canadian RTR payment gateway</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Understand and analyse payment scheme, product and business requirements, translating these into clear and actionable requirements.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Create high-quality </span><span data-contrast="auto">user stories, acceptance criteria and functional and non-functional specifications</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Analyse the impact of product changes and enhancements and clearly document requirements to support delivery.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Use data and analysis to provide insights and support informed product decisions.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Collaborate with stakeholders across Product, Engineering and the wider business throughout the product development lifecycle.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Build deep knowledge of the </span><span data-contrast="auto">Canadian payments ecosystem</span><span data-contrast="auto">, becoming a trusted source of payments expertise for colleagues and stakeholders.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Take ownership of key Business Analyst activities and deliverables, helping the team move from requirements through to successful product delivery.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> </ul> <p> </p> <p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 2">WE’RE LOOKING FOR 🔍</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":299,"335559739":299}"> </span></p> <p><span data-contrast="auto">As RTR is a new payment scheme, </span><span data-contrast="auto">we don’t expect you to have previous RTR experience</span><span data-contrast="auto">. What’s much more important is a strong understanding of the </span><span data-contrast="auto">Canadian payments landscape and infrastructure</span><span data-contrast="auto">, with experience of payment rails such as </span><span data-contrast="auto">Interac e-Transfer</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p><span data-contrast="auto">Knowledge of the wider North American payments landscape, including US schemes such as </span><span data-contrast="auto">FedNow or RTP</span><span data-contrast="auto">, would also be valuable.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 3">Essential</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":281,"335559739":281}"> </span></p> <ul> <li><span data-contrast="auto">Experience working as a </span><span data-contrast="auto">Business Analyst within payments, banking or FinTech</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Strong knowledge of the </span><span data-contrast="auto">Canadian payments ecosystem and infrastructure</span><span data-contrast="auto">, ideally including experience with </span><span data-contrast="auto">Interac e-Transfer</span><span data-contrast="auto"> or other Canadian payment rails.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Experience translating complex business, product or payment scheme requirements into clear </span><span data-contrast="auto">user stories, acceptance criteria and functional specifications</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Strong technical understanding of APIs, cloud technologies and modern system architectures</span><span data-contrast="auto">, with the ability to translate business requirements into clear technical requirements and collaborate effectively with Engineering teams.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">A good understanding of the </span><span data-contrast="auto">product development lifecycle</span><span data-contrast="auto"> and experience supporting products from requirements through to delivery.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Strong analytical skills, including experience using data to support decision-making.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Excellent </span><span data-contrast="auto">stakeholder management and communication skills</span><span data-contrast="auto">, with the ability to make complex payment concepts clear and actionable.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">The ability to work autonomously, take ownership and operate effectively in a fast-paced environment.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> </ul> <p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 3">Desirable</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":281,"335559739":281}"> </span></p> <ul> <li><span data-contrast="auto">Knowledge or experience of the </span><span data-contrast="auto">US payments landscape</span><span data-contrast="auto">, particularly real-time payment schemes such as </span><span data-contrast="auto">FedNow and RTP</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Experience working with </span><span data-contrast="auto">real-time or instant payments</span><span data-contrast="auto">.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> <li><span data-contrast="auto">Broader knowledge of payment schemes, payment infrastructure and how financial institutions move money.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></li> </ul> <p> </p> <p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 2">INTERVIEW PROCESS ✍️</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":299,"335559739":299}"> </span></p> <p><strong><span data-contrast="auto">Stage One:</span></strong><span data-contrast="auto"> Screening Call with the Talent Team</span> <br><strong><span data-contrast="auto">Stage Two:</span></strong><span data-contrast="auto"> Team Interview with a Senior Business Analyst and Senior Product Manager</span> <br><strong><span data-contrast="auto">Stage Three:</span></strong><span data-contrast="auto"> Zoom Interview with two Heads of Product</span> <br><strong><span data-contrast="auto">Stage Four:</span></strong><span data-contrast="auto"> Executive Review with the Chief Product Officer</span></p> <p><span data-contrast="auto">We always aim to stick to the above process; however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person!</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p> </p> <p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 2">HIRING LOCATION 📍</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":299,"335559739":299}"> </span></p> <p><span data-contrast="auto"><span data-contrast="none">We are hiring remotely within the Canada in the following provinces:</span><span data-ccp-props="{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":276}"> </span></span></p> <ul> <li><span data-contrast="auto">Ontario</span></li> </ul> <p>All new joiners start their first day in one of our offices to collect the equipment needed to work remotely.<span data-ccp-props="{"134233117":false,"134233118":false,"201341983":0,"335559738":0,"335559739":0,"335559740":276}"> </span></p> <p> </p> <p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 2">BENEFITS 🏝️</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":299,"335559739":299}"> </span></p> <p><span data-contrast="auto">Form3 is a </span><span data-contrast="auto">100% remote, flexible business</span><span data-contrast="auto"> and can offer part-time working arrangements. We believe this enables our people to achieve amazing things while maintaining a healthy work-life balance.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p><span data-contrast="auto">For further information on what it’s like to work here and our full benefits package, visit our careers page. If you have any other questions, we’d be happy to discuss these during the interview process.</span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p> </p> <p><strong><span data-contrast="none"><span data-ccp-parastyle="heading 2">ABOUT FORM3 💭</span></span></strong><span data-ccp-props="{"134233117":false,"134233118":false,"134245418":true,"134245529":true,"335559738":299,"335559739":299}"> </span></p> <p><span data-contrast="auto">Revolutionising the world of payments with our cloud-native, multi-cloud platform. For more information about Form3, check out the following pages: </span><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p> <p><a href="https://www.form3.tech/platform"><span data-contrast="none"><span data-ccp-charstyle="Hyperlink">What we do</span></span></a><span data-contrast="auto"> | </span><a href="https://www.form3.tech/culture"><span data-contrast="none"><span data-ccp-charstyle="Hyperlink">Life at Form3</span></span></a><span data-contrast="auto"> | </span><a href="https://www.form3.tech/careers"><span data-contrast="none"><span data-ccp-charstyle="Hyperlink">Benefits</span></span></a><span data-contrast="auto"> | </span><a href="https://www.youtube.com/@Form3Cloud/podcasts"><span data-contrast="none"><span data-ccp-charstyle="Hyperlink">Payments Cannot Fail Series</span></span></a><span data-contrast="auto"> | </span><a href="https://techpodcast.form3.tech/episodes"><span data-contrast="none"><span data-ccp-charstyle="Hyperlink">.Tech Podcast</span></span></a><span data-ccp-props="{"134233117":false,"134233118":false,"335559738":240,"335559739":240}"> </span></p><div class="content-conclusion"><p> </p> <p><strong><span data-contrast="none">OUR DEI&B COMMITMENT</span></strong><span data-ccp-props="{"201341983":0,"335559739":160,"335559740":259}"> </span></p> <p><span data-contrast="none">We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values (we even created them together!) and we celebrate our unique differences.</span><span data-ccp-props="{"201341983":0,"335559739":160,"335559740":259}"> </span></p> <p><span data-contrast="none">Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be.</span><span data-ccp-props="{"201341983":0,"335559739":160,"335559740":259}"> </span></p> <p><span data-contrast="none">As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage.</span><span data-ccp-props="{"201341983":0,"335559739":160,"335559740":259}"> </span></p> <p><span data-contrast="none">If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to </span><a href="mailto:careers@form3.tech"><span data-contrast="none">careers@form3.tech</span></a><span data-contrast="none"> clearly stating your consent for us to process this data. </span></p> <p><span data-contrast="none">For more information please refer to our </span><a href="https://www.form3.tech/legal/recruitment-data-policy"><span data-contrast="none">Recruitment Data Policy</span></a><span data-contrast="none">.</span><span data-ccp-props="{"201341983":0,"335559739":160,"335559740":259}"> </span></p></div>
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